Tag: finance
Finance | Diversify Stock Rabbits with Bond Turtles
If stocks perform like hopping rabbits, who needs sluggish bonds in the Santa Cruz Mountains? The answer lies not in market timing but numerous...
Finance | The Rule of 72
72/Rate of Return ≈ Years to Double Value
Old as the Renaissance, this simplified rule should be shouted from rooftops, emblazoned on blimps and taught...
Finance | For the Love of Stocks
“In a recent nationwide survey of working age Americans, 79% agree that the nation faces a retirement savings crisis…more than half of Americans (55%)...
Finance | Financial Life Planning and Homelessness
“171,000 people experience homelessness daily. California is home to… 30% of the nation’s homeless population, and half the nation’s unsheltered population.” —Kushel, Moore, et...
Finance | What Is Financial Life Planning?
“The unexamined life is not worth living.” —Socrates
I am an evangelist for financial life planning! I preach it, practice it and donate it to...
Finance | Buckets for Budgeting
1. Financial Planning is budgeting to allocate money that finances dreams.
At age 20, Sam simply cooked the finest barbecue cuisine for Sequoia weddings and...
Finance | Home Insurance Crisis in the Santa Cruz Mountains
The current crisis in property insurance merely echoes the financial horrors of the CZU fires worsened by the catastrophic legal environment for rebuilding cherished...
Finance | California Taxes We Pay
I love the kind neighbors and towering cathedrals of redwoods in the Santa Cruz Mountains and will never willingly leave. The planner in me...
Finance | Death and Taxes in the Santa Cruz Mountains
“In this world nothing can be said to be certain, except death and taxes.” —Benjamin Franklin
Death and taxes misshape the legacies we mold with...
Finance | The ABCs of American Taxes
Some Santa Cruz Mountain residents have taxes so simple they fit on form 1040 alone—wages and pensions—and they don’t need an alphabet to complicate...
Road project on Highway 9 in Felton continues next week
A project to construct sidewalks, curb ramps, driveways and retaining walls on Highway 9 between Graham Hill Road and the San Lorenzo Valley schools...
