Columns

A garden is the perfect example of the circle of life. A garden is nature's way of taking and giving back life to the earth. A garden represents the infinite nature of energy. I was reminded of this when a friend lost her dog to...

“The Urban Institute found that for 65 to 74 year olds, the percentage that held a traditional mortgage rose from less than 30 percent in 1989 to more than 40 percent in 2019…Median mortgage balances were just under $100,000.” When homeowners reach roughly age 55,...

The back-to-school season can be a time of excitement and anticipation, but can also bring anxiety and stress for children. As parents and caregivers, supporting kids through these transitions is crucial, especially when it comes to their mental health. Why are transitions hard for kids? Transitions...

“I try to take care and be gentle to them… Once broken, they become impossible to repair.” —Anne Sexton Last week I received an email from a gentleman reader named Scott. Scott had read my cheesecake article, and Scott, a retired chef, was worried about...

“You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.” —Dave Ramsey Why would this CFP originate mortgages? So-called “financial planners” may be segmented by licenses and inclinations...

My house in Bonny Doon burned down on Aug. 19, 2020. I know this because my neighbor sent me a photo the next day after the fire had moved on down the slope. The next spring quite a few of my plants were making...

Like a garden full of spring flowers, tax measures are sprouting up all throughout the county this cycle. And who can blame the cities and county, as the inflation pressures and the unfunded mandates imposed by the state of California are stark reminders that...

Years ago, a dear friend upgraded me to a Piggy Bank as she was tired of watching me put my nickels and dimes into a mason jar after my weekly grocery shopping. Only nickels and dimes went into that jar, a habit I’ve had...

What was I thinking trying to talk a client out of adding grasses to her former lawn area? I gave her all the reasons she should focus on other low water use, low maintenance, deer resistant plants, but I can’t get the vision of...

When I think about precious stones, rubies, diamonds and sapphires come to mind. They are known as the “Red, White and Blue” stones in the industry. Recently, I visited William Greene Fine Jewelry Design out of curiosity. Little did I know about their rich...