Columns

“Our advice—that term life is a better deal for most families—hasn't changed.” —Consumer Reports Life insurance agents somehow think that life insurance is the ultimate solution to family financial planning. As a former Primerica Financial Services amateur, I cried “Buy Term and Invest the Difference!”...

“I try to take care and be gentle to them… Once broken, they become impossible to repair.” —Anne Sexton Last week I received an email from a gentleman reader named Scott. Scott had read my cheesecake article, and Scott, a retired chef, was worried about...

“All of us at some time or other, need help. Whether we are giving or receiving help, each one of us has something valuable to bring to this world. That’s one of the things that connects us as neighbors in our own ways, each...

Like a garden full of spring flowers, tax measures are sprouting up all throughout the county this cycle. And who can blame the cities and county, as the inflation pressures and the unfunded mandates imposed by the state of California are stark reminders that...

“You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.” —Dave Ramsey Why would this CFP originate mortgages? So-called “financial planners” may be segmented by licenses and inclinations...

A garden is the perfect example of the circle of life. A garden is nature's way of taking and giving back life to the earth. A garden represents the infinite nature of energy. I was reminded of this when a friend lost her dog to...

Psychology Today says, “community provides belonging, support and identity.” Indeed, Santa Cruz County understands the power of community. We have united in the face of earthquakes, fires and Covid-19, to mention a few significant challenges. Through these tribulations, we have come together with collective...

While pouring the dark, thick and very sticky molasses from its bottle this morning, I thought about the people who drowned during the Great Boston Molasses Flood of 1919, one hundred and five years ago. On the docks of Boston Harbor, Purity Distilling company had...

Entering Skypark last Saturday, during the Multicultural Fair, I heard the first words from “The Lion King" being sung by students, doing their best rendition of the “Circle of Life.” Being blasted by 95-plus temperatures, I surmised the production had thought of everything, even...

“Ye are the salt of the earth.” —Jesus of Nazareth At the age of 5 years old, I would eat my bowl of oatmeal or cream of wheat while looking at the little Morton’s “salt girl” who carried her umbrella and her blue container of...