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Last week’s column focused on the new 2010 tax law that permits universal Roth IRA conversions and its advantages. Let’s call it the “Roth IRA conversions for all” rule. Still, that doesn’t mean this tax-planning strategy is for everyone.

Editor’s note: This commentary was adapted from an interview the Press-Banner conducted with Assemblyman Bill Monning, D-Carmel, regarding California’s budget. The interview was July 21, shortly before the Legislature passed a budget with no tax increases and more than $26 billion in cuts.

A tree in full bloom is a breathtaking sight. A flowering shrub covered with fragrant blossoms is awe inspiring, too. But it's a spectacular group of plants in a great container that never fails to get my attention.

I recently tuned in to a local radio station talk show in which the host and a “non-medical doctor” were criticizing vaccinations by citing false information and providing their personal bias. I would like to offer my view of vaccinations.

Pull out a dollar bill and take a good look at it. We all know what it can buy. But what is the paper bill actually worth? It probably cost a few cents to make, but while it’s not very useful on its own, we value the dollar because we all agree that it has value.

EDITOR,