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The first day to obtain and vote a vote-by-mail ballot for the November 8 Presidential General Election is Monday, Oct.10.

In the past couple of years, it seems as if the political pundits and media have done a good job of alerting us to the ballooning federal budget deficits, with little focus on our collective retirement deficit — the shortfall of our present savings to meet our future retirement income requirements.

Ethan Wayne Hebard, a 7-pound 13-ounce boy, was born to Holly Marie and Tyler Wayne Hebard of Boulder Creek at Dominican Hospital in Santa Cruz. He was born at 6:04 p.m. on Nov. 11, 2014.

Kudos to the Scotts Valley Chamber of Commerce and Gateway Bible Church who partnered together on the recent Light Up the Night Christmas Tree Lighting Celebration. What a fantastic way to kick off the holiday season. On a beautiful December evening there was something for everyone to enjoy, from a carriage ride on a wagon pulled by a pair of Clydesdales , to wonderful music provided by Gateway Bible Church choir, the Scotts Valley Middle School choir, voice students of Bobbie Ward, and other groups including Victorian carolers, musicians, and dancers, all providing top notch festive entertainment. The time and effort put into this great event was much appreciated and seemed to be thoroughly enjoyed by the community. Thank you to those who worked so hard to make this event such a success.