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The retirement landscape has dramatically changed over the past several years, with declining retirement accounts, savings accounts and home prices. At the same time, medical costs are rapidly rising, life expectancies are increasing and Social Security benefits are not growing at nearly the same pace as inflation. For many — dare I say most? — tough decisions are at hand about postponing or reformulating a retirement that’s no longer affordable.

Every diet, no matter how extreme, has something valuable to offer. Likewise, every diet has its flaws.

It is estimated that about a third of our population suffers from some form of insomnia. For some, it is severe and chronic, and for others it is mild and due to obvious factors, such as pain, illness, anxiety or recent travel.

- Submit Datebook items to [email protected] or drop off press releases or photos at 5215 Scotts Valley Drive, Ste. F, Scotts Valley 95066. Deadline is 5 p.m. Tuesday. Entries are subject to editing, and publication is not guaranteed.

- Submit Datebook items to [email protected] or drop off press releases or photos at 5215 Scotts Valley Drive, Ste. F, Scotts Valley 95066. Deadline is 5 p.m. Tuesday. Entries are subject to editing, and publication is not guaranteed.

One day several years ago, I received the phone call that so many moms have received several times from our sons — the kind that begin with, “Hi Mom, I have someone I want you to meet.”

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The popularity of socially responsible investing is on the rise. Forbes magazine reports that $1 of every $9 under professional management in the U.S. is an SRI investment. A recent survey by Merrill Lynch shows that 29 percent of young adults support values-based investing.

Submit Datebook items to [email protected], or drop off press releases or photos at 5215 Scotts Valley Drive, Ste. F, Scotts Valley 95066. Deadline is 5 p.m. Tuesday. Entries are subject to editing, and publication is not guaranteed. Check out www.pressbanner.com to submit your own listings that will appear in our online Datebook.