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Scotts Valley
November 28, 2024

Finance | Planning for Deficits with Trump and Harris

With staged propaganda at partisan conventions, both parties hide from federal or Social Security deficits they caused. With local Democratic victory inevitable, consider character and creed, foreign policy and social justice all philosophically and vote boldly on principle! Behold: the CFP as economist advising you!...

The Mountain Gardener | The Magic of Grasses in the Garden

Garden
What was I thinking trying to talk a client out of adding grasses to her former lawn area? I gave her all the reasons she should focus on other low water use, low maintenance, deer resistant plants, but I can’t get the vision of...

Reverse Mortgages: Having your cake and eating it too

illustration
“The Urban Institute found that for 65 to 74 year olds, the percentage that held a traditional mortgage rose from less than 30 percent in 1989 to more than 40 percent in 2019…Median mortgage balances were just under $100,000.” When homeowners reach roughly age 55,...

The Mountain Gardener | Oh Deer! Part II: Techniques to Deter Them

Garden
A Facebook friend posts photos taken of her yard with lots of turkeys and deer families. How can you not love a picture of those cute fawns covered with spots? There's something about babies. You know that feeling when you see a new infant...

Letters to the Editor | Published Aug. 16, 2024

letters to the editor
Heartfelt thanks to firefighters, community supporters We’d like to thank all firefighters who came to our aid. We also want to thank everybody who has supported us in dealing with this tragedy, including the GoFundMe account and the local electrician union #332 for all their hard...

Letters to the Editor | Published Nov. 1, 2024 — Part II

letters to the editor
A call to vote ‘No’ on Measure U I am an SLVWD ratepayer. According to information included in the paper from the Yes on U campaign, I am one of those using a lower than average amount of water, at less than 4 units per...

OPINION | Where There’s Smoke: Felton Fire Chief’s Vision for Revitalizing District

Editor’s Note: The first half of the interview with Chief Isaac Blum of Felton Fire Protection District (FFPD) was published on Sept. 13, 2024. The second half of that interview follows. Chief Isaac Blum was introduced to the FFPD firefighting squad in early July 2024....

Finance | Life Insurance: Who Needs It?

Finance Felton Cemetery
“Our advice—that term life is a better deal for most families—hasn't changed.” —Consumer Reports Life insurance agents somehow think that life insurance is the ultimate solution to family financial planning. As a former Primerica Financial Services amateur, I cried “Buy Term and Invest the Difference!”...

Plain Talk About Food | All of Us

“All of us at some time or other, need help. Whether we are giving or receiving help, each one of us has something valuable to bring to this world. That’s one of the things that connects us as neighbors in our own ways, each...

Letter to the Editor | Published Sept. 6, 2024

letters to the editor
Concerns raised over SLVWD Board’s fiscal responsibility and transparency I’m responding to the letters from Jim Mosher (Aug. 16) and Debra Loewen (Aug. 9) regarding San Lorenzo Valley Water District. There are serious issues facing the District, which Mr. Mosher has evaded in his response...

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New Scotts Valley Council members look forward to making their mark

After first-place finisher Donna Lind, the incumbent for Scotts Valley City Council, local voters selected Steve Clark—a retired law enforcer, known for volunteering around...